First Citizens Commercial Adv.

First Citizens Digital Banking Commercial Advantage is a digital treasury platform that gives you access to real time information, seamless payment functionality and practical tools to meet daily cash flow requirements and make well-informed decisions. Commercial Advantage gives you a powerful, comprehensive set of mobile banking tools that work across all your devices – mobile phone, tablet, and computer. First Citizens Commercial Advantage helps business customers:

• View your accounts and transaction history in a streamlined navigation experience
• Deposit checks from your mobile device
• Receive account and security alerts via text or email
• Securely access your checking, savings and credit card statements at any time
• Schedule one-time and recurring transfers and payments between your First Citizens business accounts—checking, savings, credit cards, lines of credit and loans

Additional Commercial Advantage features include:

• Set up multi-user access - customize and designate access to employees who are helping manage the company's finances, plus create Okta logins
• Send domestic and international wire transfers
• Send payments via ACH
• Detect fraud with ACH Positive Pay and Positive Pay
• Set up real time reporting, eStatement preferences
• Stop Pay up to one year and Cancel Stop Pay
• Message Us feature for faster troubleshooting

About First Citizens Bank:
Founded in 1898 and headquartered in Raleigh, N.C., First Citizens Bank serves customers at more than 560 branches in 19 states. For more information, visit firstcitizens.com.

First Citizens does not charge fees to download or access First Citizens Digital Banking Commercial Advantage, including the First Citizens Commercial Advantage app or First Citizens Text Banking. Mobile carrier fees may apply for data and text message usage. Check with your carrier for more information. Fees may apply for use of certain services in First Citizens Digital Banking Commercial Advantage.

Copyright © 2021. First Citizens Bank. Member FDIC. Equal Housing Lender.